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[1] Calculations are based on the following estimate values: Annual Property Tax - 1% [$53/yr. or $4/mo] Annual Home Insurance - 0.5% [$27/yr. or $2] Premium Mortgage Insurance - 0.5% [$27/yr. or $2/mo.] [2] PMI (Premium Mortgage Insurance) only being calculated when the down payment is less than 20% of the price of the property. Disclaimer: the calculations are estimated and can only be used as guidance. For specific information contact your real estate agent or lending company.